Habitat homeowners must be active participants in building a better home and future for themselves and their families. Every Habitat home is an investment. For us, it is one answer to a critical need, and we believe that stronger homes will create stronger communities.

• Prospective Habitat Ventura homeowners must be residents of Ventura County and demonstrate a need for safe, affordable housing.
• Once selected, Habitat homeowners must partner with us throughout the process. This partnership includes performing “sweat equity,” or helping to build their own home or the homes of others in our homeownership program. Sweat equity can also include taking homeownership classes or performing volunteer work in a Habitat ReStore.
• Homeowners must also be able and willing to pay an affordable mortgage. Mortgage payments are cycled back into the community to help build additional Habitat houses.

• Habitat for Humanity of Ventura County opens a new application period prior to the start of construction for each project. Applications are accepted only during the designated open period, when Habitat will also host informational workshops to guide applicants through the process. Applications are not accepted on a continuous basis.
• When a new application period opens, completed applications must be submitted in person, and the selection process will be conducted through a lottery system, not first-come, first-served.
• Typical documentation required includes a home loan pre-approval letter, proof of residency or employment, and income verification for all household members. Incomplete applications will not be considered.
• The application template provided is for review and preparation only, allowing interested applicants to become familiar with the requirements and gather the necessary documentation in advance.
• You must be a resident of Ventura County. Habitat follows a nondiscriminatory policy of homebuyer selection. Neither race nor religion is a factor.